Privacy Policy – Oxil Pty Ltd and associated Oxil Services  

Effective: 2 October 2025

When you use Our Services, you trust us with your information. This Privacy Policy explains what data we collect, why we collect it, and how we use and protect it. We are committed to complying with the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth).

This Policy must be read together with our other terms and policies.

By using Our Services, you confirm that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information in accordance with its terms. If you do not agree, you must not use Our Services.


Purpose

For the purpose of this Policy, Personal Information has the meaning given in section 6(1) of the Privacy Act:

“Information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether the information or opinion is true or not, and whether the information or opinion is recorded in a material form or not.”


Children

We comply with the Children’s Online Privacy Protection requirements. If you are under the age of 15, you must obtain a parent or guardian’s consent before using Our Services. All Personal Information provided by or about children will be handled in accordance with this Privacy Policy.

APP 1 – Open and Transparent Management of Personal Information

This Privacy Policy demonstrates our commitment to privacy and explains how we collect, use, and disclose information.

The Policy is available on our website or by contacting us directly. We may amend this Policy at any time by updating this page. All registered users will be notified of material changes via the email address linked to their account.


APP 2 – Anonymity and Pseudonymity

You may interact with us anonymously or under a pseudonym, but this may limit your ability to fully access or use Our Services.


APP 3 – Collection of Solicited Personal Information

We only collect Personal Information that is reasonably necessary to provide Our Services. This includes:

User ID, name, address, email and phone number

Transactional and program activity information

Device information (e.g., ID, type, IP address, geo-location, web log data)

Verification, transaction, and security information (including from lawful third-party sources such as credit checks or identity verification providers)


APP 4 – Dealing with Unsolicited Personal Information

If we receive unsolicited Personal Information, we will assess whether it could lawfully have been collected under APP 3. If not, we will destroy or de-identify it where lawful and reasonable to do so.


APP 5 – Notification of Collection

At or before the time of collecting Personal Information, we will notify you of:

The purposes for collection

Types of third parties (if any) we may disclose it to

Choices available to limit use or disclosure

How to contact us about privacy matters

APP 6 – Use and Disclosure of Personal Information

We use your Personal Information to:

Respond to your requests

Provide and improve Our Services

Communicate with you, including newsletters and promotions

Conduct internal administration, analytics, and compliance functions

Comply with legal obligations

We may disclose your Personal Information if required or authorised by law (e.g., to law enforcement).

You must not disclose another user’s Personal Information to third parties without their consent.


APP 7 – Direct Marketing

We may send you marketing communications consistent with the APPs. You can opt out at any time using the “unsubscribe” link in our emails. We will action opt-out requests within three business days.


APP 8 – Cross-Border Disclosure

At present, we do not disclose Personal Information to overseas recipients. If this changes, we will take reasonable steps to ensure that any overseas service providers comply with the APPs.


APP 9 – Government Identifiers

We do not use or disclose government-related identifiers (such as Tax File Numbers or Medicare Numbers).


APP 10 – Quality of Personal Information

We take reasonable steps to ensure that the Personal Information we collect is accurate, complete, and up to date, having regard to its purpose.


APP 11 – Security of Personal Information

We use industry-standard safeguards to protect the Personal Information we hold from misuse, interference, loss, unauthorised access, modification, or disclosure.


APP 12 & 13 – Access to and Correction of Personal Information

As a registered user, you may access and correct your Personal Information at any time. If we believe your information is inaccurate, incomplete, or misleading, we will take steps to correct it.

If you request account deactivation, we will deactivate your account but may retain certain Personal Information where required for fraud prevention, dispute resolution, or compliance with legal obligations. Where possible, we will securely delete or de-identify data no longer required.


Contact Us

If you have any questions or concerns about your privacy, please contact us at:

📧 [email protected]

© 2025 I Oxilio I All Rights Reserved.